Driving Without Insurance In New York - Law Office Of Gina M Wicik

Driving Without Insurance In New York

Liability insurance is mandatory for driving in New York, and the consequences of driving without insurance can be severe.

Protect Yourself from Penalties: New York Driving Without Insurance Defense Lawyer

Insurance isn’t just a piece of paper; it’s your financial shield. Liability insurance is mandatory for driving in New York, and the consequences of driving without insurance can be severe. You could receive an insurance ticket, face hefty fines, and even lose your driver’s license. So, why risk it? Consulting a legal professional, such as The Law Office of Gina M. Wicik, is essential to prevent severe sanctions when facing allegations of driving without insurance

New York Auto Insurance Requirements

All vehicles driven on public roads in New York must carry liability insurance. The New York State Department of Motor Vehicles mandates no-fault insurance with minimum limits for injury, death, and property damage.

To ensure compliance with New York law, it’s crucial to be aware of the insurance requirements for your vehicle. Be prepared to present proof of insurance to a police officer if requested, as driving without proper coverage could lead to severe consequences. 

Consequences of Canceling or Lapsing Insurance

Canceling or allowing your insurance to lapse is a decision that could have severe consequences. In New York, the penalty for driving without insurance is a plate and license suspension. If you’re caught driving without insurance for more than 90 days, your driver’s license may be suspended as well.

To reinstate your insurance coverage within 90 days of lapse, you’ll face a civil penalty between $8 and $12 per day. With these potential repercussions in mind, it’s crucial to maintain continuous insurance coverage on your vehicle.


How a Traffic Ticket Attorney Can Help

The Law Office of Gina M. Wicik, can be your greatest ally when facing a driving without insurance case. They can help you:

·       Pursue the most favorable outcome possible

·       Avoid hefty fines

·       Protect your driver’s license

·       Seek to possibly dismiss or reduce charges

·       Safeguard your driving privileges

Maintaining driving privileges is essential for commuting to work, school, and other engagements. In New York, not protecting your driving privileges can result in severe repercussions, such as fines, license suspension, and even imprisonment. Engaging a lawyer can ensure that your rights are defended and that the most favorable outcome is attained.

Navigating the Complexities of New York Insurance Law

New York insurance law is intricate and can be challenging to comprehend. Here are some key points to understand.

·       Drivers are mandated to maintain a specific amount of liability insurance.

·       There are consequences for driving without insurance.

·       Various types of insurance policies are available, including out-of-state insurance policies and insurance for non-use vehicles.

Out-of-State Insurance Policies

Out-of-state insurance policies are not accepted in New York. If your vehicle is registered in New York, it must be insured with New York State auto liability insurance.

Insurance for Non-Use Vehicles

Insurance requirements for non-use vehicles in New York include:

·       Mandatory coverage of $10,000 for property damage for a single accident

·       $25,000 for bodily injury

·       $50,000 for death for a person involved in an accident

If you’re caught driving a non-use vehicle without insurance, you could face fines, license suspension, and even imprisonment.

The Law Office of Gina M. Wicik Offer A Free Initial Consultation

. During this consultation, you can:

·       Discuss the specifics of your situation

·       Ask questions about the attorney’s experience and approach to handling similar cases

·       Determine if we are the right fit for your needs.

Don’t leave your driving privileges and financial well-being to chance; take advantage of our free initial consultation by calling 516-253-4278 or emailing us at wiciklaw@gmail.com.

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